Think those of us working in insurance are too boring to celebrate Halloween? Witch, please. Believe it or not, CFC has some serious appetite for spooky risks. From mortality consultants to synthetic humans, they’ll consider more than your bog standard risk! Check out the some of the haunting risks from their healthcare, management liability, professions and tech teams:

Childhood fears

Exposure therapy is designed to help you overcome your deepest and darkest childhood fears. Put on a VR headset that simulates scary clowns chasing you through a funhouse. That’ll sort you out, right?

We provide healthcare, tech and cyber cover (including affirmative bodily injury language arising out of multiple triggers) for digital health exposure therapy companies, all under our eHealth policy.

Hello from the other side

If you’re looking to speak to a loved one who is deceased, a platform now exists to connect consumers with psychics via the telephone or messaging. However, all is well until a client claims to be defrauded by a psychic’s services.

We covered the tech platform under our management liability policy.

Synthetic humans

A medical device manufacturer is developing a synthetic human to be used by hospitals and medical schools to reduce the need for human donors and animals for use in training. A fa-boo-lous idea!

We provided D&O coverage to meet the requirements of the manufacturer’s seed investors.

Modern day grim reaper

Goodbye grim reapers, hello mortality consultants. These professionals develop computer-based models of how long an individual or population is likely to live and the most likely causes of death.

We provided professional liability cover for the mortality consultancy.

Horror games

Not everyone likes to get their fill of thrills, but those who do have probably dabbled in a few of the popular horror games developed by a well-known mobile games developer who we insured.

We provide cover for tech E&O, including contingent BI/PD, cyber and media, as well as excess coverage over D&O for game developers.

Bonus: We did not write that…

As much as we love our extraterrestrial friends, our K&R team had to decline a submission for alien abduction and impregnation. Regrettably, we also did not cover a Sasquatch sighting which caused severe shock and emotional distress.

Source: www.cfcunderwriting.com