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ABEX Affiliated Brokers Exchange Inc.

Personal Lines (Including Umbrella)

1. Misunderstood High Value Homeowners (replacement cost starting at $1,000,000)

Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit the domestic appetite. Our high value home insurance offering includes the Lloyd’s Excellence Policy Wording, providing superior limits and coverages necessary to protect clients’ misunderstood risks.

Target Classes

  • Semi protected & unprotected risks (including island properties)
  • Homes registered in company name
  • Properties owned by non-Canadian residents
  • Stand alone secondary properties
  • Secondary & seasonal residences
  • Estates & trusts
  • Log homes
  • Up to 2 boarders
  • Owner occupied up to 4 units
  • Annual policy
  • Ability to write Vacant Properties under the Excellence Homeowners
  • Overland Water available

2. Personal Umbrella

  • Underlying home is required
  • Primary policies do not have to be underwritten by Lloyds
  • Limits available up to $5,000,000
  • We can cover up to 2 secondary USA properties
  • All underlying limits must be $1,000,0000

Application Forms

To apply for our Personal Lines products, please complete the appropriate application, listed below, and email it to ABEX.

If you would like more information on our High Value Homeowners and Personal Umbrella products or are interested in a product not listed here, please contact us.