Misunderstood High Value Homeowners (replacement cost starting at $1,000,000)
Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit the domestic appetite. Our high value home insurance offering includes the Lloyd’s Excellence Policy Wording, providing superior limits and coverages necessary to protect clients’ misunderstood risks.
Eligible for Lloyd’s Excellence Policy Wording
- Homes with replacement cost value over $1,000,000
- Most successful with:
- Home portion of Farm Risks (subject to an in-force farm policy for outbuildings, equipment, farm liability)
- Owner Occupied multi-unit dwellings (up to triplex) – including Short Term Rental Exposure
- Potential to help with other unique exposures
Available Extensions of Coverage
- Overland water
- Drone Liability
- Home Office Liability
- Mechanical Breakdown
- Service Line Coverage
- Young professionals sharing accommodations
- Foreign students
To apply for our Personal Lines products, please complete the appropriate application, listed below, and email it to ABEX.
If you would like more information on our High Value Homeowners and Personal Umbrella products or are interested in a product not listed here, please contact us.