Commercial Casualty & Excess Liability
Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit the domestic appetite.
1. Commercial General Liability Target Classes
- CGL with Abuse (No standalone abuse available)
- Premises Liability
- Wrap Up Liability
2. Excess Cover
- Standalone XS cover available
3. Owners Landlords and Tenants (OL&T)
- Premises liability – when coverage for operations is not required
4. Pet Care Professionals
- Revenues up to $250,000
- Pet Trainer
- Pet Daycare
- Pet Groomers
- Pet Therapies (Ex Equine & Vets)
- Dog Walkers
- Dog Kennels
- Catteries
- Dog Clubs & Societies
- Pet Transportation
- Microchipping
- Manufacture of Pet Accessories
- Greyhound Dog Assessment
- Pound Dog Assessment
- Security Dog Training
- Manufacture of Dry Dog Food & Treats
- Product Sales (up to $50,000)
5. Fitness Clubs & Instructors
Minimum of 1 year experience and receipts up to $250,000
- Aerobics Groups (no premises)
- Asanas
- Barre Instructor
- Boxing for Fitness (Non-Contact)
- Cross Fitness Gym
- CrossFit
- Dance
- Exercise Studios
- Fit 4 Two
- Fitness Instructor / Trainer
- Group / Class Fitness Instructor
- Group Fitness & Training
- Meditation Groups
- Non-Contact Martial Arts
- Nutritionist and Nutritionist Coach
- Older Adult Fitness
- Personal Trainer
- Personal Training & Fitness
- Pilates Groups
- PiYO
- Post-Natal Coach
- Walking Groups
- Weight Training
- Wellness & Nutrition Specialist
- Yoga Groups (no premises)
- Zumba
6. Cart & Kiosk Vendors
- Chip Wagons
- Flower Vendors
- Food Carts
- Jewellery Vendors
- Spice/Herb Vendors (buy in bulk & blend)
- Fruit & Vegetable Vendors
- Hot Dog Vendors
- Ice Cream Vendors
- Refreshment Vendors (No Liquor)
- Handicraft Vendors
- Clothing Accessories (i.e. scarves; mitts; vests; wallets; purses – no children’s wear)
- General Merchandise
Application Forms
To apply for our General Liability product or renew existing product, or to apply for our Short Period Events products, please complete the appropriate application listed below, and email it to ABEX.
- Abuse Liability Supplement
- Commercial Liability Application
- Commercial Liability Application – RENEWAL
- Excess Liability Insurance Application
- Fitness Instructors & Personal Trainers Application
- Pet Care Professional Application
- Products Liability Application
- Cart & Kiosk Vendors Application
- Takeout Restaurants & Food Trucks Application – No Liquor
For more information on these or other Liability products, please contact us.