Misunderstood High Value Homeowners (replacement cost starting at $1,000,000)
Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit the domestic appetite. Our high value home insurance offering includes the Lloyd’s Excellence Policy Wording, providing superior limits and coverages necessary to protect clients’ misunderstood risks.
- $1,000,000 minimum building limits
- Must be built or fully updated post 1995 (including new electrical/plumbing)
- Semi protected risks
- Homes registered in company name (premises liability restriction endorsement applied)
- Estates & trusts
- Claims issues
- Log homes
- Vacant homes
- Short-term rentals (no standalone if unprotected)
- Homes under renovation or construction
- Owner occupied up to 4-plex
- Tenanted (Prestige Form applies)
- Overland Water available
- Young professionals sharing accommodations
- Foreign students
To apply for our Personal Lines products, please complete the appropriate application, listed below, and email it to ABEX.
If you would like more information on our High Value Homeowners and Personal Umbrella products or are interested in a product not listed here, please contact us.